A serious illness or accident can have a devastating, often irreversible, effect on a family’s financial well-being and future. Short & Long Term Disability Programs help provide paycheck protection for an employee when off work due to a qualifying disability. No employee today can afford to be without a paycheck for any extended period of time. A good, solid disability program is essential to every employee and their families, yet many employees neglect to seek out and purchase this very important financial protection. The following is available with these plans, and they are easily enrolled and issued.